Privacy Policy

Last Updated 06/28/2024

Lincoln Funding Group is serious about protecting your privacy. This Privacy Policy explains our views and practices concerning privacy, and how they may pertain to your interaction with the Lincoln Funding Group website.

This privacy policy is in accordance with relevant governing Federal laws and regulations. It seeks to establish rules to govern the collection, use and disclosure of personal information by electronic means by private organizations. Its second primary objective is to acknowledge the validity and legality of electronic documents.

Please take a moment to review the terms of our Privacy Policy. By using the Site and participating in the Service, you agree to accept the terms of our Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the Site or participate in the Service.

"You" or "Your" means you as a visitor or user of the Lincoln Funding Group website. "We" or "Our" or "Us" means Lincoln Funding Group. "Our site" or "Our Website" means Lincoln Funding Group.

All information transmitted, printed or otherwise submitted to Lincoln Funding Group via this website shall be deemed to be the property of Lincoln Funding Group and Lincoln Funding Group shall be free to use such information for any lawful purpose as detailed herein.

Our website may contain links to other sites and we are not responsible for the privacy practices or the content of such sites.

We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

What Information We Collect From Our Website

We automatically collect and/or track the following:

  1. web page http headers (home server domain names, IP address, type of client computer, and type of Web browser);
  2. information knowingly provided by you through on-line forms, registration forms, surveys, and or other entries, such as email addresses, personal, financial or demographic information;
  3. information, user specific or aggregate, on what pages our visitors access and
  4. e-mail addresses of visitors that communicate with Lincoln Funding Group via e-mail or fill out the "Contact Us" section of Our Website.

If you communicate with us via e-mail or via the "Contact Us" section, we will keep those messages, as well as a record of our responses. We protect this information in the same way that we protect telephone and mail communications.

We keep your information for as long as your account is active. We will retain your information as necessary to comply with legal obligations, resolve disputes and to enforce our agreements.

How We Use That Information

We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

Disclosure of Data to Third Parties

If you choose to provide personal information, it will be used for the following purposes:

  1. matching your application with a Short-Term loan lender within our network.
  2. for marketing products and services which we determine, in our sole judgment, that you might find of interest.

We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or otherwise disclose data to will be carefully pre-screened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Cookies

In a manner similar to virtually all commercial or business websites we use "Cookies" to store information. A cookie is a small text file that is stored on a user's computer for record-keeping purposes.

We use both session ID cookies and persistent cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browsers help file.

We set a persistent cookie to store your passwords, so you don't have to enter it more than once. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our site.

If you reject cookies, you may still use our site, but your ability to use some areas of our site will be limited.

Third Party Cookies

The use of cookies by our tracking utility company is not covered by our privacy statement. We do not have access or control over these cookies. Our tracking utility company uses session ID cookies to make it easier for you to navigate our site.

Security and fraud

Site uses a variety of security technologies to protect your personal information. When information is transmitted over the internet we protect through use of encryption, such as the SSL (Secure Socket Layer) protocol. No method of transmission, over the internet, or mode of storage, is 100% secure. As a result, we cannot guarantee its 100% security. If false or inaccurate information is provided, the information will be passed on to appropriate law enforcement agencies.

Your Opt-Out Rights

When you submit your information and agree to the terms of the privacy policy, you are considered an opt-in for Lincoln Funding Group. If you want to opt-out for Lincoln Funding Group, we allow you to be placed on a "do not contact" list for future text or email messages by responding to any message with a "remove" in the subject line or body of the message. You may also send an email to clientservices@lincolnfundinggroup.com with a "remove" in the subject line or body of the message.

We Do Not Intend To Collect Data From Minors

We comply with all Federal Laws against discrimination. We do not offer our services for minors. The information and services provided to us, our affiliates, sponsors, advertisers, or other third parties are not intended to be viewed or offered to minors. No information collected from minors is knowingly used for any marketing, promotional, or other purposes whatsoever.

If Lincoln Funding Group obtains actual knowledge that it has collected personal information about a minor under the age of eighteen (18), that information will be immediately deleted from its database. Because it does not collect such information, Lincoln Funding Group has no such information to use or to disclose to third parties.

Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties not required for our everyday business purposes except when explicitly authorized by the subscriber.

We Do Not Intend To Collect Data From Minors

We comply with all Federal Laws against discrimination. We do not offer our services for minors. The information and services provided to us, our affiliates, sponsors, advertisers, or other third parties are not intended to be viewed or offered to minors. No information collected from minors is knowingly used for any marketing, promotional, or other purposes whatsoever.

Our Right To Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Our Right To Change

From time to time the privacy policy is changed due to advancing technology, new laws, etc. You should always read the privacy policy of any site you visit, even if you have gone there before, just to make sure nothing has changed. We would not use your information in a manner that is not in accordance with this privacy policy. We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.


Loan Privacy Policy

Revised 09/2021

FACTSWHAT DOES DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Checking account information and income
  • Account balances and payment history
  • Transaction or loss history and employment information
  • Wire transfer instructions
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes – information about your transactions and experiences Yes No
For affiliates to market to you Yes Yes
For our affiliates' everyday business purposes – information about your credit worthiness Yes Yes
For non-affiliates to market to you No We don't share

To limit our sharing

Call 844-740-3232 - our menu will prompt you through your choices, or visit us on the web at www.LincolnFundingGroup.com. Contact us via email at clientservices@lincolnfundinggroup.com.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 844-740-3232 or go to www.LincolnFundingGroup.com.

What we do

How does protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards such as computer virus protection software, firewalls, and a 128 bit Secure Socket Layer. Only authorized employees have access.

How does collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Tell us where to send the money
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-Affiliates can include service providers, data processors, advertisers, and other companies that provide financial services.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.